You just bought a car and you are wondering if you need an extended warranty. Check whether if the extended warranty for your car is worth it. Before you purchase warranty plan consider the following points.

Is it necessary to buy a warranty plan?

When you purchase a new car, naturally it comes with a manufacturer warranty plan. If you keep the car longer years you can consider the option of buying a plan. However, if you plan to keep it only till the original warranty expires then it’s not wise to buy the plan.

Buy the plan along with the purchase of a new car

Never keep your plan for longer, buy it along with the purchase of a new car only. The longer you wait, the extended warranty costs more. There is no need to wait until your manufacturer warranty is up before purchasing an extension, but don’t rush into it either.

Search around

It is not necessary to purchase the warranty policy from the dealership itself. Providers like AAA warranty services comes with good plans that are designed for the customers. At the dealership, they are likely to offer you either an extension to the manufacturer’s warranty or a warranty of their own. Make sure it’s clear who is offering the warranty to know whom you should contact should something happen to your car.

Purchase from the reputed companies

Like any other purchase make sure you buy the warranty from a reputed company. Understand what benefits you gain in the event of repairs or replacement of the parts. Ensure the warranty provider is financially sound to pay the claims.

Try to negotiate the deal

When it comes to purchasing an extended warranty, negotiation is fair game. Call different providers and see what they can offer you in terms of discounts or added bonuses. Once you reach out to a few different places, you’ll have a true idea of what the policy should actually cost and proper leverage to negotiate. It never hurts to ask.

Understand the claims process

A major thing to look for when purchasing your extended warranty is how the claim process will work out. Since you are buying this warranty to avoid paying for the claim from your pocket. Though you pay the claim from your pocket it should be reimbursed by the warranty provider.

There are many things that can go wrong when being reimbursed, one of which may be the fact that the company never actually gets you your money back. Other problems can include long wait periods, partial reimbursements and dealing with paperwork and wasted time. Make sure that your policy pays the repair shop or dealership directly.

Buying an extended warranty is a big decision to make, but the ultimate decision will come down to if you prefer the peace of mind or money in your pocket. Avoid worries when you purchase the warranty from AAA Warranty Services.

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